Buying a home is such an exciting journey—and we’re thrilled to be part of it with you! Whether this is your first home or your fifth, a little preparation goes a long way. To help you get started, here’s a simple checklist to guide you through the early steps:
Homebuyer Checklist
Know Your Budget Start by reviewing your income, expenses, and savings. This will help you understand what you can comfortably afford.
Check Your Credit Score Your credit score plays a big role in your mortgage rate. You can check it for free through many online services.
Use a Mortgage Calculator Estimate your monthly payments and see how different down payments affect your budget. There are plenty of free tools online to help with this.
Get Pre-Approved This is a key step! Decide if you prefer a fixed or adjustable-rate mortgage, then talk to a few lenders to compare rates and programs. We can recommend trusted professionals if needed.
Make Your Wish List Think about what matters most: location, home type (single-family, condo, etc.), size, style, and must-have features. And of course, stick to a price range that fits your budget.
Getting these steps out of the way early will make your home search smoother and more focused. If you have any questions or want help with any part of the process, I’m just a message away.
Looking forward to helping you find the perfect place to call home!
