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Feature Home
 

126 Greenview Cir, Dothan AL  $289,000

This is a golf lovers dream! Step out your back door and onto the fairway. This beautiful custom built 4 bedroom, 3 full bath home has it all. An entry foyer leads to a formal dining room on your right and Grand room with fireplace and built-ins on your left. The Grand room opens up to kitchen with stainless steel appliances, granite counters, island and eat-in breakfast area. There is a split bedroom floor plan with a spacious Master suite with large walk-in closet, double sinks, jetted tub and separate shower. The entire back of the home overlooks the golf course and has a wonderful covered deck. This home has been beautifully updated with great amenities including new metal roof, 2-car garage, storage building and more! For more information or to schedule a tour, call Danita Murdoch (818) 879-3850!

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January Showcase Agents!!!
 

Berkshire Hathaway HomeServices Showcase Properties would like to recognize the “Showcase Agents” for the month of January-

Jackie Johnson, Laurie Peacock and Adrienne Wilkins of The Headland Home Team, Ramona Miley, Danita Murdoch, Betty and Robert Brewer of The Brewer Team and Tim Vierkandt!

These highly trained and motivated professionals continue to set the standard for productivity, professionalism, client satisfaction, and commitment to career development. Our team of professionals at Berkshire Hathaway HomeServices Showcase Properties is “Committed to Excellence - Every Day in Every Way.”

 
Market Update
 

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FINANCIAL ADVICE
 

Build Wealth with a Less Expensive Home

Here’s a case for buying a less expensive home than you secretly want.

According to the U.S. Bureau of Labor Statistics, the average American spends approximately 37% of his or her income on housing. Notably, the top 20 percentile earners spend only 29.9% of their income, while the bottom 20% pay 39.9%. So what do high earners know that you don’t know?

If you have a little less money invested in housing, you’ll have more money to do other things, like: 

  • Invest more in your 401K or Roth IRAs.
  • Pay extra on your mortgage so one day you’ll be mortgage-free.
  • Save money to buy another property. Rent out the first home for passive income as renters make your mortgage payment for you.
  • Build or add to an emergency fund.
  • Make improvements without adding more debt or tapping into equity.
  • Reduce debt.

Conventional loan guidelines from Hud.gov suggest that the average homebuyer spend no more than 29% of his or her monthly gross income on housing. If your gross monthly income is $4,167, spend no more than $1,208, which should include property taxes and home insurance.

What if you have current debts? The Consumer Financial Protection Bureau recommends that your debt-to-income (DTI) ratio be no larger than 43% to secure a qualified mortgage - one the lender has done the due diligence on your ability to repay the loan according to government standards. However, many lenders aren’t comfortable with more than 36% DTI and may charge you higher interest rates accordingly.

 
HOMEBUYERS’ ADVICE
 

Four Things To Do Before You Move In

You’re almost done! All that’s left to do is to pack up and move in to your first real home. Here are a few tips that will make your moving day as a new homeowner easier.

1. Sort your belongings. Moving can be more expensive when you cart along items you don’t really want or need. A great way to do it is to sort and pack at the same time. Think in terms of three piles – keep, donate, trash. Trash the trash and drop the donations off at the first opportunity. Put your “keep” pile into moving boxes labeled by room.

2. Plan your storage options. Closets, attics and cabinets can fill up quickly, especially if you’re downsizing. Where will the out-of-season sports gear go? What about holiday decorations? How are you setting up your kitchen? What goes in the garage besides tools? Where will you put valuables? 

3. Plan your car trip. Whether you’re moving across the country or near the same neighborhood, pack your car or rental with necessities, including first aid, drinks, and snacks. Each family member should choose their favorite items to bring, like blankets, pillows, games, books, and a change of clothes – just in case you don’t have time to unpack those items the first day in your new home.

4. Meet your neighbors. If possible, introduce yourselves to your neighbors beforehand to let them know you’re moving in. You’ll have a greater sense of familiarity and belonging on moving day.

 
HOMEowners’ ADVICE
 

Hiring an Interior Designer

Don’t call them decorators! Interior designers are trained, degreed and licensed professionals who do far more than choose curtains. Their job is to transform the interior of your home to make it more functional and beautiful. If your home could use more space, better traffic flow, better lighting, or an additional room, an interior designer is the one to call.

They save you money. Interior designers can buy appliances, cabinetry, flooring, fabric, furniture and accessories that are sold “to the trade” only. While they charge for their time and/or add a mark up to each item they choose for you, you’ll pay about the same for unique wow-factor results as you would for big-box, off-the-shelf items. 

They save you time. The interior designer learns your lifestyle, personal preferences and space concerns. They know the latest products and design solutions, and if they don’t have an immediate answer, they do the research so you don’t have to.

They help you prevent mistakes. An interior design is like a symphony – every detail should compliment everything else in utility and beauty. Designers give you what you want, but they also expand your tastes to try new ideas. 

They have resources. Many design solutions aren’t available at retail. Designers have their own go-to teams of contractors, upholsterers, artisans and craftspeople, so they can customize solutions for you.

Most designers offer a free consultation to help you decide if you’ll work well together. Contact the American Society of Interior Designers for more information.

 
SUNSHINE KIDS
 

Our Company is a Proud Supporter of Sunshine Kids™

$280 Donated YTD for 2020!

$7,558.90 Donated

in 2019!

LEARN MORE

 
Berkshire Hathaway HomeServices Showcase Properties
Let Us Showcase Your Property!
susan@servicewithasmile.info
(334) 792-7474
www.bhhsshowcaseproperties.com
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2307 Hartford Hwy. Dothan, AL 36305

©2020 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Information not verified or guaranteed. If your property is currently listed with a Broker, this is not intended as a solicitation. Equal Housing Opportunity.