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Happy New Year's! This is the time of year we all sit down and contemplate how we can improve our quality of life with resolutuions and goals. Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers back.

Whether homeownership goals come from the heart or are driven by financial aspirations (or maybe both), the obstacles standing in the way don’t have to bring these dreams to a screeching halt. Surveys reveals two key roadblocks for potential buyers. Thankfully, they’re both easily overcome with the power of knowledge and trusted advisors leading the way.

Here’s a look at these two challenges potential homebuyers face today:

1. 73% of future homebuyers are unaware of low-down-payment mortgage options

For those who want to purchase a home, low-down-payment options are instrumental to affording one sooner rather than later, especially given the amount of debt many younger adults have accumulated. Fannie Mae also notes:

“Among the challenges they face is an unprecedented amount of debt, along with a lack of understanding of the mortgage process and their own purchasing power. Debt, in particular, creates many obstacles such as a limited ability to save and the fear of taking on more debt.”

Today, there are more than 2,340 down payment assistance programs available nationwide to help relieve this pressure. Understanding what’s out there and the options available may help many buyers become homeowners faster than they thought possible. In a year like this, with record-low mortgage rates making their mark in the history books, being able to take advantage of the opportunity buyers have right now is essential to long-term affordability.


2. 64% of buyers expect lenders and other real estate professionals to educate them about the mortgage process

While many people love to do a quick search online to find instant answers to their questions, it isn’t the only way younger generations want to consume information or build their knowledge base. As the survey mentions, having trusted professionals help them learn what it takes to achieve their dreams is definitely on their wish list too.

If you’re aiming for homeownership someday, it may be in closer reach than you think. Let me help guide you through the process and get the guidance you need to achieve this goal!

From my home to yours, 




Celebrating the New Year at home

Here are some tips on how to enjoy the holiday from the comfort of your own home!

  1. Dress up! Yes you heard me, get all the finery and have your own intimate fancy gathering with the family you live with. 
  2. Host a video call with loved ones.          So you live at home alone, invite your loved ones to a fancy zoom call party. 
  3. Watch Dick Clark's New Year's  Rockin' Eve. Light a fire and get cozy on the couch with this annual treat of music, entertainment and the famous ball drop!


5.  Challenge your friends to an virtual                   appetizer cookoff. Create a Facebook event        and task your friends with making their               signature dish. Everyone can post pics and           recipes to share. 

6.  Plan a virtual toast with your friends.               Grab your libations ahead of time by ordering       curbside pickup online. Another Zoom event         with those near and far.

7.  Order take out! Local restaurants have               been hit hard this year, especially this holiday       season. Help support them buy order a big           meal for  your family to enjoy. 



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Berkshire Hathaway HomeServices Towne Realty
Dana Robbins

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1 Old Oyster Point Rd. Ste. 210 Newport News, VA 23602 | (757) 873-6900

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