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JUNE 2018

 

Whether you are looking to buy or sell, our agents offer the highest levels in real estate expertise and professionalism. Let the Upstate's real estate leader guide you through the process!  #YourHomesBestFriend

Berkshire Hathaway HomeServices
C. Dan Joyner, REALTORS


info@cdanjoyner.com   |   
http://www.CDanJoyner.com

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2018 Best of the Upstate

Just 2 Days Left to Vote!

We have once again been named a finalist in the Greenville News Best of the Upstate!, and we would appreciate your vote across the Real Estate categories!  

This year the company, as well as several of our agents and teams, are competing in categories including:

  • Best Property Mgmt Co
  • Best Real Estate Team
  • Best Realtor
  • Best Realty Company Commercial
  • Best Realty Company Residential

 VOTE NOW! 

 

 

It only takes a minute, but hurry! Voting ends Thursday, June 28. So, get your vote in! You can vote in each category once per email account. 

SELLERS’ ADVICE

What's Happening in Your Neighborhood?

Homebuyers tend to move like a herd – they stampede together and they graze together. Signs a market is easing may include showings with fewer offers, longer days on the market and more questions, contingencies and demands from buyers. Curious what the market looks like in your area? Take a look at the May Showings Report for a quick peek. Want more info on your specific market? Contact one of our C. Dan Joyner, REALTORS sales associates for the latest stats in your area.

Our real estate professionals can also help you with sales and staging strategies and bring offers from qualified buyers. So what can you do to help?

Make your home pristine.
There’s a huge difference between a home that’s “move-in ready” and one that “needs work.” Show pride of ownership by putting your home in top move-in condition so that your home is more appealing to buyers than any other home in your area and price range.

Price it right.
You can expect lower offers in a slower market, but homes that are priced fairly and in pristine condition will be treated with respect and enthusiasm by buyers. Consider pricing slightly below market value or offer to include all appliances to attract more interest from buyers.

Be willing to negotiate. 
Negotiation works best when both parties get what they want. You might take less money in exchange for a cash offer or quick closing. Your buyer may be willing to pay your asking price, but may ask you to pay their closing costs.

In the news

Integrated Media Publishing Names Berkshire Hathaway HomeServices C. Dan Joyner, REALTORS a South Carolina Top Workplace for Second Consecutive Year

Berkshire Hathaway HomeServices C. Dan Joyner, REALTORS has been awarded a 2018 Top Workplaces honor by Integrated Media Publishing. The list is based solely on employee feedback gathered through a third-party survey administered by research partner Energage, LLC (formerly WorkplaceDynamics), a leading provider of technology-based employee engagement tools. The anonymous survey measures several aspects of workplace culture, including alignment, execution, and connection, just to name a few.  Read more here >>

MORTGAGE ADVICE

How Late Payments Impact Credit Scores

FICO scores, the Fair Isaac Corporation credit-scoring system, are used by lenders to determine your creditworthiness. The lower your scores, the more risk you pose to lenders, resulting in higher interest rates or loan denial.

Scores fluctuate for many reasons, including your debt-to-income ratio, making minimum payments only, credit inquiries and other factors. But nothing impacts credit scores like a missed rent or revolving credit payment. And, for the best-scoring consumers, the drop in credit scores is the most punishing.

Making timely payments is one of the easiest things you can do to show you’re using credit responsibly, which is why your payment history accounts for the largest part of your FICO score—35 percent.

Late payments remain on your credit report seven years from the original delinquency date, regardless if the payment is made and the account is current or if the account is closed and the payment is never received, according to Experian.com.

The more recent the late payment, the more it can impact your scores. If you’re late or missed a payment, make the account current as quickly as possible. The length of time it takes to recover will depend on whether the late payment is an anomaly or part of a habitual pattern.

Establish a current history of on-time payments. Use at least one credit card, paying in full each month to avoid finance charges.  

On-time payments will add positive activity to offset negatives from the past, and over time your credit scores will rebound.

BUYERS’ ADVICE

Three Responsibilities of Homebuyers

Nothing says, “Welcome to Adulthood” like buying a home. You’re taking on very real responsibilities, but you may not realize how far they reach and impact others. Meeting them will reward you and your family for years to come with more equity, happier neighbors and a better living environment for your family.  

Financial responsibilities: Paying your mortgage on time helps you build better credit and gets you lower interest rates if you refinance or make a new purchase loan some day. Now’s not the time to get overextended with new furniture, remodeling or other debt.

Limit the credit you actively use and pay off balances every month. Don’t add new charges until you’ve paid off your balances. Try to save as much as you comfortably can with the goal to build at least six months of cash so you can make your house payments if you become ill, lose your job or face an emergency.

Neighborhood responsibilities: When you buy a home, your household becomes part of the neighborhood. Protect your investment and that of your neighbors by keeping your lawn and trees trimmed, your home freshly painted and repaired, and toys and trash picked up from the yard.

Household responsibilities: Your home should help make you and your loved ones safer and happier. Don’t take on more house than you can comfortably afford. Try to choose the best home that suits the needs of your household without creating anxiety between you and your spouse over monthly bills.

Here We Grow Again!

We Recently Welcomed These Agents to the Company 

Lynda Hanna | N. Pleasantburg
Julie Marks | Pelham Road
Nicol Sharpe | Pelham Road
Timothy Werdein | N. Pleasantburg
C. Darlene Evans | N. Pleasantburg
Leanna Austin | N. Pleasantburg
Keith Mulvaney | Pelham Road
Amie Kazawic | Garlington Road
Steve Babb | N. Pleasantburg
Mills Stover | Pelham Road
S. Britt Gillespie | Commercial
Karla J. Alvarez | N. Pleasantburg
Theresa Lynn Jones | Pelham Road
Amy V. Ponder | N. Pleasantburg
Mark Roe | N. Pleasantburg
Phil Parham | Pelham Road
Jessica Tuttle | Greer
Stuart K. Thornton | Greer
Jerry DeFronzo | Simpsonville
Chip Julian | Pelham Road
Julie Wireman | Anderson
William "Willie" Edward Simpson III | Garlington Road
Andrew Burmer | Pelham Road
Eric Mitchell | N. Pleasantburg
Rachael E. Watson | N. Pleasantburg
Michelle Stringer | Anderson
Mark Haynes | Garlington Road
James Gilstrap | Anderson
David "Alex" Crigler, Jr. | N. Pleasantburg
Eldon Russ | Pelham Road
Matthew Holiday | Commercial
Dick Escher | Garlington Road
Chantel E. McBride | Pelham Road
Lacey Hanks | Anderson
David Burt | Greer

 
 
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745 N. Pleasantburg Dr. Greenville, SC 29607
©2019 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Information not verified or guaranteed. If your property is currently listed with a Broker, this is not intended as a solicitation. Equal Housing Opportunity.