Whether you own a home or are looking to buy or sell, here are the latest Good to Know® articles for when you’re ready to take the next step in finding your forever home.
Mussels and Burger Bar
My husband and I were looking for a quick bite before we went to a show at the Kentucky Center. We decided to go to the Mussels and Burger Bar across the street from the 21C Hotel. They asked if we would like to be seated on the patio. We didn't know they had a patio, and we decided to give it a try. Wow! We are so glad we did because it was beautiful and secluded. We were also very happy with our food choices - bacon wrapped dates that were stuffed with goat cheese and beef taquitos. Go! And ask to sit on the patio!
What You Need to Know About Hazard Insurance
How do you choose which homeowner’s policy to buy? There are several levels of protection that cover the structures on your property as well as personal possessions. One of the key distinctions is how the policy defines what’s covered. Named perils coverage is specific to certain catastrophic events. Open perils coverage addresses most events except those excluded by the policy.
Ninety percent of homeowners choose the HO-3 policy, which covers damage to both your home and its contents at current replacement value, up to the policy’s limits. It also provides liability coverage if someone is injured on your property, as well as medical payments and additional living expenses if you’re displaced during repairs.
Earthquake and flood damage are not typically included, but can be added through special riders. You may also need additional coverage for high-value items like fine art or jewelry. Be sure to photograph each room and its contents, and store that documentation in a secure place, such as a safe deposit box.
Your monthly mortgage payment will typically include escrow for your homeowner’s hazard insurance. Failing to maintain proper coverage could result in your lender recalling the loan.
The Kitchen Triangle Reimagined
Since the 1940s, the “working triangle” has been known as the model of efficiency for modern kitchens. But as society changes, so do concepts of how kitchen space is utilized.
The kitchen triangle was designed to save steps between the most frequently used appliances—the refrigerator, cooktop/stove/oven, and the sink. This concept worked well for small single-cook kitchens, but today’s busy dual-income and multi-generational households prefer large kitchens where the family can gather, cook, and dine together.
Saving steps in a large kitchen requires multiple work stations. For example, food preparation begins with retrieving and laying out ingredients for rinsing, chopping and mixing, so the refrigerator-pantry-freezer can triangulate with an island food prep area, complete with a small bar sink for rinsing vegetables. A separate wall sink is optimal next to a dishwasher and trash compactor. A dish, glassware, and small appliance storage area can adjoin a beverage station for coffee or smoothies.
This way, families can use meal preparation as a bonding experience, performing different tasks smoothly and efficiently without getting in each other’s way.
Fun - Louisville Style
Who doesn't love a great bowl of chili in the fall? And when it comes with a chance to support a great local organization like Northan Children's Hospital - who can resist?
The Great Chili Cook-Off returns to NULU October 12th. You can taste over 60 different chilis, hear some great music, and check out some fantastic vendors.
